Accounting Time

It’s been awhile since I’ve blogged anything so I thought I would account for some things.  About 4 months ago, I mentioned we were trying to refinance our house.  I’m thrilled to say we were successful!  Not only were we successful on the refinancing, but God helped us pay cash for these items.  I’m sharing this because in the past, we would have purchased them anyway and left them to accumulate interest on a credit card for 15 or more years.  So, these items have been paid for by cash even if they were first paid for by credit card. If they went on a card, we made a card payment plus the item charged:

My glasses and contacts (amount insurance didn’t pay)

Ken’s glasses

80% of Dave’s contacts (2 family members paid the other 20% thankfully)

Timing change/oil change on the Eclipse

New tire on the Eclipse

Replacement contact for Dave

Doctor’s appointment with strep test for Liam

Doctor’s appointment with strep test for Abby

Vacation money gift for Ken & Jen

Weekend trip to Charleston (gas, hotel, food, mementos)

2 shower gifts for Katie

50% of the expense of Katie’s shower (the other was contributed by family)

4 wedding albums

One additional money win:  the refinance caused our interest rate to drop about 2% and shorten our loan life by…roughly 7 years.  Woo Hoo!

I shared that one of my money goals is to be rid of credit card debt by 2015.  It will take God to make this happen, but we are actively working toward this goal.  Thank you, Lord, for letting us see this progress and for letting us see all that You’ve done for us this summer

Time accountability.  I got to thinking about this one when I realized how long it had been since I blogged, and in connection with accounting for our money. I last blogged in late June or early July. 

Early in July, I took vacation to work on my book so I decided not to take time to blog.  Working on my book made me tired so I decided to take a break from writing for a week and a half. 

Ken and I decided to take a sudden trip to Charleston Friday, the 13^th.  When we got home, I was tierd so I took a break from writing.  (Do you see a pattern?  I didn’t write ANYTHING in Charleston but I did have a terrible knee situation and the pain was excruciating making me…more tired.)

I began recovering from that after a week when all of a sudden I realized I had promised to have wedding albums by the end of July and I hadn’t started.  I worked feverishly on them (ended up taking 18 hours total, 4 hours in January and 14 hours that week).  I got them done but I was computer/eyeball tired.  I took a break from writing.  Again.

Then it dawned on me that I seriously need to look for work since the account I work on has been lost.  I’m not sure I’ll still have a job come January.  I applied for a job (took 2 ½ hours for 1 job!!!), updated my resume, updated LinkedIn…became computer/eyeball tired again and…you guessed it, decided to take a break from writing.